Finance Calculator

At MADELEY HEATH MOTORS it is possible to get both a fairly priced car and also a fairly priced finance quote, saving you the most money possible. There are many benefits to organising your vehicle loan through MADELEY HEATH MOTORS. They include:

• Convenience: Once you have chosen your car, we can organise your loan within 60 minutes- a true 'while you wait' financial service. Unlike personal loans or mortgages, we secure the loan on the vehicle you purchase so our acceptance rates are typically higher than high street banks.
• Fixed Payments/ Fixed Interest Rates: Unlike most mortgages, credit cards or some personal loans, the interest rate and the monthly payment will not change during the term of the agreement. You can feel secure in the knowledge that the payment you are quoted is the one you will pay for the finance.
• Consumer Protection: All our financial agreements are Hire-purchase loans, the majority of which are regulated by the Consumer Credit Act. This means we take an active interest in your satisfaction with the vehicle you are buying. As a customer of Madeley Heath Motors, you will also have access to a choice of insurance products that will protect your interests in the event that your car is written off or you are unable to meet your payments due to illness or redundancy.
• Affordability: We have a range of financial loan products that maximise your spending power, meaning that your get more car for your money.

In addition, MADELEY HEATH MOTORS is able to offer a number of product features to provide you with maximum choice when choosing your vehicle. These include:

• Time Out: How about having a payment holiday every Christmas, or when your insurance premium or road fund licence is due? With Time Out, you can take a one month payment holiday each your of your agreement. This offers great benefits in terms of affordability when other bills need paying. The 'holiday payments' are paid at the end of the agreement, e.g. a 36 month agreement would run for 36 months over a 39 month term. *
• Breeze: A residual value product whereby  an element of the loan is deferred until the final payment, thereby reducing the normal monthly payment to a very affordable level. *
• Late-Start: Some of our agreements enjoy a two month 'pause' at the start of the agreement, giving you the chance to meet the preliminary associated costs of your car purchase, such as insurance premiums or road fund licence. *
• Guaranteed Asset Protection (GAP): Guaranteed Asset Protection provides you with the comfort of knowing that shoud your vehicle be written off or stolen during the life of your agreement, or in the event of a total loss, the GAP covers the shortfall between your motor insurance payment and the balance on your finance agreement. This ensures you are not left with outstanding finance to pay if you are unlucky enough to have your vehicle written off by your insurer.*

If you are still unsure,  feel free to stop by our showroom and have a chat with one of our friendly members of staff.